Loan Programs, Rates & Fees

Your Application

Your Property

Closing & Beyond

Mortgage Calculators

Confused about which program to choose?
We offer a variety of loan options to choose from including fixed rate mortgages and adjustable rate mortgages.

Learn more

Learn about Our Housing Advantage.

Anytime App is in association with
The University National Bank.

UNB's long-time leadership in providing mortgages for eastern Kansas has resulted in a wide range of options for all types of properties - primary and second homes, investment and seasonal properties, land and construction.

• Pre-Qualify
  Before you start searching for a new home, you can get a Pre-Qualification Certificate. It defines your home-purchasing capacity and will save you time, as well as strengthen your bargaining position.
• 30-Year Fixed-Rate Mortgage*
  This has traditionally been a popular mortgage for home buyers because it provides the security of a fixed monthly payment over the long life of the loan.
• Other Fixed-Rate Terms*
  In addition to the 30-year loan, UNB offers options of 10, 15, 20 and 25 years. The shorter the term, the less interest you'll pay.
• Adjustable-Rate Mortgages (ARMs)
  Instead of a fixed interest rate for the life of the loan, an ARM's interest is adjusted automatically, higher or lower, every one or more years, depending on the terms you choose. Many are offered. Adjustments are based on national economic indicators.

*Refer to Assumptions under Today's Featured Rates.